AGRIM Official Brand Mark

Project Finance DPR & Loan Documentation

Institutional Detailed Project Reports (DPR), CAPEX/NPV financial modeling, and statutory clearance binders for infrastructure credit appraisal. Strictly a non-lender advisory.

Bank-Ready Institutional DossiersWe compile institutional-grade project reports, CAPEX vs NPV financial models, and statutory clearance binders for clean technology and infrastructure investments, ensuring bank credit committees can evaluate projects without delays.
AGRIM
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PROJECT FINANCE FEASIBILITY BINDER

Visual Offerings & Real Specimens

Authentic real-world specimens and process deliverables so you can clearly see what we execute.

CAPEX vs NPV Feasibility Chart
CAPEX vs NPV Project Economics
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Financial Model

CAPEX vs NPV Project Economics

Mathematical feasibility schedules and net present value forecasts for infrastructure investments

Comprehensive financial modeling analyzing capital expenditures, projected cash generation, discount rates, and net present value for clean energy and industrial ventures.

Payback & IRR Schedule Model
Payback & IRR Cash-Flow Schedules
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Audit Ready

Payback & IRR Cash-Flow Schedules

Audited internal rate of return schedules and capital payback milestones for institutional appraisal

Credit Monitoring Arrangement (CMA) models, DSCR calculations, working capital estimates, and sensitivity analysis prepared for bank lending officers and credit committees.

Patented Waste Tech System
Patented Zero-Power Waste Tech Dossiers
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Patented Tech

Patented Zero-Power Waste Tech Dossiers

Central Government patent and MPCB compliance documentation for 350°C magnetic decomposition tech

Complete regulatory clearance binders covering Central Government patent credentials, MPCB emission approvals, and project feasibility for zero-electricity municipal solid waste machines.

Why Choose AGRIM for Project Finance Dossiers & Bank DPRs

Bridging technical engineering specifications and banking credit requirements to eliminate appraisal bottlenecks.

(01) PROTOCOL PILLAR

Why AGRIM & JC Apex

Techno-Economic Precision & Zero-Conflict Advisory

  • Non-lender advisory: we never take financing commissions or broker fees, providing objective, uncompromised financial modeling.
  • Deep engineering grounding: financial cash flows and DSCR calculations are directly underpinned by real bill of quantities (BOQ) and equipment specifications.
  • Proven templates for high-complexity infrastructure: elevated rooftop solar pergolas, 3,900 EV charging station frameworks, and patented 350°C magnetic decomposition waste tech.
(02) PROTOCOL PILLAR

Why Institutional DPR Documentation

Unindexed Files Stall Bank Appraisals

  • Bank lending officers reject or delay over 80% of infrastructure applications due to missing statutory clearances, unverified sensitivity models, or disorganized paperwork.
  • Credit Monitoring Arrangement (CMA) data and rigorous debt service coverage ratio (DSCR) models ensure immediate credit committee comprehension.
  • Organized statutory binders indexing DISCOM net-metering sanctions, PWD approvals, and patent grants eliminate repetitive banking queries.
(03) PROTOCOL PILLAR

Why Prepare Files Now

Credit Allocations & Policy Subventions

  • Priority Sector Lending (PSL) green infrastructure targets renew on strict annual banking cycles with preferential interest subventions.
  • Early submission with complete technical binders secures prime appraisal slots before lenders exhaust quarterly clean-tech debt quotas.
  • Audited cash-flow models enable commercial promoters to accurately negotiate lending spreads and repayment moratoriums from a position of data-backed strength.
In plain words

Larger engineering projects often require institutional bank financing. Missing technical layouts, unindexed statutory permits, or incomplete financial cash-flow models cause endless delays. AGRIM compiles bank-ready Detailed Project Reports (DPR), CMA data, and regulatory binders for solar EPC, HT electrical substations, and patented waste infrastructure.

What AGRIM is not

AGRIM is not a bank, an NBFC or a lender. It does not give loans or advances, and it cannot promise that a loan will be approved. Every decision is made by the bank or lender you apply to.

How AGRIM helps

(01) SCOPE

Project Cost & Sizing Analysis

Consolidate full capital costs, engineering drawings, and equipment bills into bank-standard schedules.

(02) SCOPE

CAPEX, NPV & IRR Modeling

Build mathematical financial forecasting models showing debt service coverage ratios (DSCR) and capital recovery timelines.

(03) SCOPE

Regulatory & Technical Clearance Binders

Assemble DISCOM net-metering approvals, PWD electrical inspectorate sanctions, and patent certifications in compliant banking order.

(04) SCOPE

Institutional Credit Committee Dossiers

Deliver a finished, fully indexed file directly ready for your chosen lender or banker to appraise without procedural queries.

How the process works

A structured four-step journey designed for clarity, fixed timelines, and zero surprises.

(01)

Techno-Economic Feasibility

We evaluate site parameters, sizing specifications, and bill of quantities (BOQ).

(02)

Financial Modeling & CMA Schedules

We construct 10 to 25 year cash-flow models, DSCR, IRR, and sensitivity analysis.

(03)

Statutory Docket Indexing

We assemble required DISCOM, CEI, MPCB, and municipal clearances in institutional banking order.

(04)

Credit Committee Docket Presentation

We deliver an appraisal-ready, indexed project dossier for your scheduled bank or lending institution.

Typical Project Dossiers

AGRIM is a support service and non-lender advisory. We do not lend funds. These are the institutional engineering dossiers we prepare.

Solar DPR File

Rooftop Solar Pergola for CHS or Commercial Facility

Consolidated file with 55+ kWp engineering layout, net-metering sanctions, DISCOM agreements, and vendor quotes.

Clean Tech DPR

Patented Zero-Power Solid Waste Treatment Facility

Detailed Project Report covering 350°C decomposition kinetics, Central Government patent grants, MPCB approvals, and IRR models.

Substation DPR

HT Industrial Substation & Sanctioned Load Upgrade

Full engineering drawings, PWD electrical inspectorate approvals, and 1600+ kVA equipment costing dossiers.

EV Infrastructure DPR

Maharashtra 3,900 EV Charging Network ROI Framework

Detailed Project Report for deploying 3,900 EV chargers across Maharashtra housing societies (60 kW DC plus dual AC per 100 kW sanctioned site), detailing Rs 40L site CAPEX, 10-year NPV schedules, and 6 to 7 year payback economics.

Agro-Infra DPR

5,000 MT Controlled Atmosphere (CA) Cold Storage & Agro-Processing

Comprehensive techno-economic feasibility dossier, NABARD/NHB capital grant alignment, AIF 3% interest subvention modeling, and 15-year debt servicing schedules.

Interactive Infrastructure CAPEX & DSCR Bankability Simulator

Assemble bankable techno-economic feasibility models for commercial EV charging plazas and agro-cold chain infrastructure. Test project cashflows, bank DSCR benchmarks, and statutory subsidies.

[BANKABLE DPR FINANCIAL MODELING & DSCR ENGINE]

Infrastructure CAPEX & DSCR Bankability Simulator.

Assemble bankable techno-economic feasibility models for commercial EV charging plazas and agro-cold chain infrastructure. Test project cashflows, bank DSCR benchmarks, and statutory subsidies.

6 Bays
2 Bays10 Bays20 Bays
8 Sessions / Day
Regulatory Notice: AGRIM is not a lender, bank, or NBFC. We provide non-lending administrative project finance file preparation, paperwork facilitation, and financial advisory documentation.
Bank Appraisal Benchmark SummaryTEV Standards
Total Estimated Project CAPEX
Rs 0.86 Crore
Scope: 6 Dual-Gun Fast Chargers
Bankable DSCR
2.35x
Exceeds 1.35x Bank Threshold
Annual EBITDA
Rs 20.5 Lakhs
~4.2 Yrs Payback
Eligible Statutory Subsidies
Rs 15.0 Lakhs Subvention
Ministry of Power (MoP) / State EV Charging Capital Subsidy
Full compliance with SBI, BoB, Canara Bank TEV appraisal frameworks.
Regulatory Advisory: Non-lending technical facilitation advisory under RBI guidelines. All disbursements handled directly through statutory scheduled commercial banks.

Advisory Panel & DPR Modeling Fellows

Project finance files and technical appraisal dossiers are structured by licensed engineering consultants and chartered project fellows.

Project Advisory & Engineering Fellows

Jitendra Chavan
Director & Senior Utility Consultant
36+ years of direct Mumbai utility network engineering and statutory tariff appraisal.
Dr. Manoj Chavan & Mahendra Kabnurkar
Patented CleanTech & Industrial DPR Advisory
Co-inventors of patented zero-energy solid waste degradation technology and MPCB compliance modeling.

Statutory Non-Lender Advisory Mandate

Banks, NBFCs, and institutional credit committees determine final credit sanction and disbursement. AGRIM operates strictly as a technical and financial project advisory desk, assembling credit-ready DPR binders, CMA debt schedules, and statutory NOC dossiers to eliminate procedural delays.

[BANKABLE PROJECT FINANCE & AGRO-INFRASTRUCTURE ADVISORY]

Bankable DPR Assembly & Infrastructure Feasibility.

Airtight techno-economic viability (TEV) modeling, Detailed Project Reports (DPR), and statutory subsidy facilitation for EV charging networks and agro-cold chain hubs.

EV Network 10-Year EconomicsSimulated Cashflows

Capital Outlay vs Cumulative Operating Surplus

Dynamic projection illustrating initial hardware acquisition, transformer civil plinths, and progressive revenue accretion across 10 operating years.

[AGRIM DPR / CHARGING HUB REVENUE]

3,900 EV Network: Site CAPEX vs 10-Yr Revenue

CAPEX (Rs 40L)
Revenue (Annual)
Yr 0Yr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10
10-Year Cumulative Operational Cashflow:+Rs 264.7 Lakhs 10-Yr Gross Recurring Inflow
PER-SITE CAPEXRs 40.0L
BREAKEVENYear 2.4
10-YR PROJECT IRR34.8%
Standard 8-Year Banking AmortizationDSCR > 1.50x
Bank Appraisal Docket

Nationalized & Private Bank TEV Compliance

Our documentation undergoes rigorous stress testing prior to credit committee submission, eliminating procedural rejections and interest rate penalties.

Techno-Economic Feasibility (TEV) validation
10-Year CMA Data & Sensitivity Stress Testing
Agriculture Infrastructure Fund (AIF) subsidy dockets
Joint Lenders Forum (JLF) technical presentation
Statutory Notice: AGRIM provides non-lending administrative project finance file preparation, paperwork facilitation, and financial advisory documentation. Not a direct lender, bank, or NBFC.
Commission Bankable DPR Docket
[APPRAISAL STANDARDS & REGULATORY CODES]

Banking Manual Norms, AIF Subsidies & BIS Standards.

Every financial model is constructed on institutional banking standards: State Bank of India appraisal guidelines, RBI non-lending directives, and MoP specifications.

TEV Banking Norms

Techno-Economic Viability (TEV) Assembly

Rigorous engineering cashflow and sensitivity models adhering to State Bank of India (SBI), Bank of Baroda, and Canara Bank appraisal manuals.

Banking Appraisal Verified
RBI Master Directions

Non-Lending Advisory Compliance

Strict non-lender status ensuring independent administrative project report compilation without conflict of interest or credit exposure.

Banking Appraisal Verified
MoP EV Guidelines 2022

Ministry of Power Charging Architecture

Public charging station (PCS) infrastructure design adhering to BIS IS 17017 safety interlocks, open charge point protocol (OCPP 2.0.1), and DISCOM connectivity.

Banking Appraisal Verified
AIF Guidelines (MoA&FW)

3% Interest Subvention (7 Years)

Central Sector Agriculture Infrastructure Fund dossier structuring for cold chain storage, pre-cooling units, and ripening chambers up to Rs 2.0 Crore.

Banking Appraisal Verified
DSCR Sensitivity Standards

Bankable Debt Service Coverage (>= 1.45x)

Multi-variable scenario stress testing over 10-year repayment tenures guaranteeing debt service coverage ratios (DSCR) comfort levels for credit committees.

Banking Appraisal Verified
APEDA & MOFPI Norms

Agro-Export Infrastructure Subsidies

Scheme documentation assembly for capital investment subsidies across perishable agro-processing clusters and integrated packhouse logistics.

Banking Appraisal Verified
[COMMISSIONED ADVISORY DOSSIERS]

Appraised EV Corridors & Agro-Industrial Clusters.

Real commercial infrastructure projects structured for nationalized bank term loans and central government capital subsidies across Western India.

Western Express Highway EV Charging Corridor
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Rs 4.80 Crore Total Outlay
Mumbai-Surat Highway Sector, Western Maharashtra12 DC Fast Chargers + 2 MVA Captive Substation

Western Express Highway EV Charging Corridor

Comprehensive bankable DPR and TEV study securing 70% debt sanction from a nationalized banking consortium.

Project CAPEX
Rs 4.80 Cr
Debt Sanctioned
Rs 3.36 Cr
Appraised DSCR
1.68x
Sanction Time
45 Days
Financial & Technical Structure:
  • •Comprehensive 10-year discounted cashflow (DCF) model and sensitivity analysis across fluctuating power tariffs
  • •Civil plinth structural designs and 2 MVA 11kV substation step-down bay SLD integration
  • •Joint Lenders Forum (JLF) technical appraisal presentation and credit risk mitigation docket
  • •Formal term loan sanction letter release with milestone-based disbursement schedule
Controlled Atmosphere Agro-Cold Storage Facility
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Rs 7.20 Crore Project Cost
Nashik Agricultural Belt, Maharashtra5,000 MT Multi-Commodity Cold Chain Hub

Controlled Atmosphere Agro-Cold Storage Facility

Secured Agriculture Infrastructure Fund (AIF) 3% interest subvention for 7 years alongside primary bank loan.

Storage Capacity
5,000 MT
AIF Benefit
Rs 42L Subvention
Appraised DSCR
1.54x
Repayment
8 Years
Financial & Technical Structure:
  • •Thermodynamic heat load calculation and compressor COP efficiency optimization schedules
  • •Detailed Project Report (DPR) aligned with NABARD and National Horticulture Board (NHB) specifications
  • •AIF portal documentation clearance and statutory District Monitoring Committee endorsement
  • •First-tranche commercial disbursement clearance with zero compliance observations
Expressway Commercial Fleet Electrification Hub
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Rs 8.50 Crore Outlay
Pune-Mumbai Expressway Logistics Node16 Dual-Gun Heavy Duty DC Fast Plazas

Expressway Commercial Fleet Electrification Hub

Bankable infrastructure financial structuring for heavy commercial electric bus and freight logistics fleets.

Substation Feeder
33 kV Incomer
Daily Sessions
120 Trucks
Appraised DSCR
1.75x
Payback
4.2 Years
Financial & Technical Structure:
  • •Fleet concessionaire charging demand profiling and dynamic load balancing software integration
  • •Dedicated 33kV terminal switchyard clearance with state transmission utility (MSETCL)
  • •Bank appraisal presentation before Lead Bank Infrastructure Finance Branch, Nariman Point
  • •Comprehensive ESG (Environmental, Social, Governance) compliance certification docket
Integrated Mango Processing & Export Cluster
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Rs 5.40 Crore Outlay
Ratnagiri Coastal Agro-Corridor, MaharashtraVapour Heat Treatment (VHT) & Ripening Facility

Integrated Mango Processing & Export Cluster

Facilitated APEDA export compliance documentation and statutory agro-industrial subsidy clearances.

Daily Throughput
25 TPD
APEDA Clearance
Certified
Appraised DSCR
1.60x
Subsidy Outlay
Rs 1.35 Cr
Financial & Technical Structure:
  • •Packhouse layout planning and ISO 22000 / HACCP food safety zoning documentation
  • •Techno-economic viability paperwork for central Ministry of Food Processing Industries (MOFPI) grants
  • •Energy-efficient refrigeration compressor selection with solar PV hybrid captive integration
  • •Project completion certificate and subsidy drawdown facilitation through statutory nodal agency
[BANK APPRAISAL HORIZON]

DPR Structuring & Banking Sanction Sequence.

From techno-economic viability study to formal term loan sanction: our 14-week financial structuring roadmap ensures swift credit appraisal with zero compliance queries.

(01)Weeks 1 to 3

Techno-Economic Viability (TEV) Study

Site grid interconnection verification, demand catchment analysis, capital machinery vendor quotation benchmarking, and regulatory zoning checks.

Deliverable: Preliminary Feasibility Memorandum & Preliminary Project Cost Estimate.
(02)Weeks 4 to 6

Bankable DPR Assembly & Modeling

10-year integrated P&L, balance sheet, and cashflow modeling with sensitivity matrices for occupancy, power tariffs, and interest rate movements.

Deliverable: Bound Bankable Detailed Project Report (DPR) with CMA Data format.
(03)Weeks 7 to 10

Credit Committee Appraisal Defense

Direct technical representation before nationalized/private banking credit officers, resolving query memorandums and technical auditor inspections.

Deliverable: Risk assessment compliance sign-off and Credit Committee Approval Docket.
(04)Weeks 11 to 14

Sanction Letter & Drawdown Support

Formal term loan sanction letter validation, statutory subsidy portal filings (AIF / MoP), and milestone pre-disbursement compliance coordination.

Deliverable: Formal Sanction Letter and statutory capital subsidy disbursement advice.

Ready to discuss your project?

Reach out with your requirements. We will review what is needed and provide honest, transparent next steps.